At NBS Financing Broker EST, we specialize in providing businesses with tailored cash flow financing solutions. Cash flow financing is a type of funding where the loan is backed by a company’s expected future cash flows, unlike asset-backed loans that use the company’s physical assets as collateral. The repayment schedule for these loans is based on the company’s projected future cash flows. Lenders often focus on maintaining healthy levels of EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), growth margins, and sustainable interest expenses, making this form of loan ideal for businesses looking to fuel growth without putting their assets on the line.
Cash flow financing is often used by businesses to fund day-to-day operations, acquire another company, or make significant purchases. Essentially, companies borrow against future cash flows by granting a lender rights to a portion of their receivables. This enables them to access funds earlier, allowing for more timely operational expenditures such as payroll, taxes, and stock purchases. At NBS Financing Broker EST, we advise on solutions to help businesses optimize their cash flow and seize new opportunities.
Financing Solutions for Small Businesses
- Funding range: £3,000 – £500,000
- Unsecured financial solutions (no charge on company assets)
- Decision in principle within 24 hours
- Funds can be used for a variety of business needs: renovations, stock purchases, expansions, and more
Despite the rise of the Small Business Index to its highest level in three years, small businesses continue to face cash flow challenges. Even healthy businesses with sound revenue models often struggle with cash flow management, delaying growth opportunities. Securing essential funding helps companies take advantage of growth opportunities. Traditionally, the go-to solution was the high street banks, but NBS Financing Broker EST offers alternative, flexible financing solutions.
Simple Qualification Criteria
- Minimum of 9 months in business (2 years for internet-based businesses)
- UK registered company
- £6,000 minimum average monthly turnover
- 51% ownership (director’s guarantee)
- Acceptable business type
At NBS Financing Broker EST, we provide flexible and accessible cash flow finance solutions to help your business thrive. Contact us to discuss how we can assist with your business financing needs.